Licensing and Pricing
Download and Purchase Procedure
All Efficient Solutions products are distributed by electronic software download, and are available for free 30-day trial. The license agreement for the 30-day trial is the same as that for the single user license (see below).
To purchase your software, first download the 30-day trial version and have it running on your computer. The same downloaded program may then be converted into a licensed product with the purchase of a password. Two kinds of license are available: single user license and temporary class license.
Single-user license
This license has no time limit, but only the designated owner is permitted to use the software. The program may be loaded on multiple computers, but only if they are all owned or controlled by the designated owner.
| Product | First copy | Additional copies |
|---|---|---|
| VisualMvo | $89.00 | $45.00 |
| MvoPlus | $169.00 | $85.00 |
| VisualMvo to MvoPlus upgrade | $89.00 | $45.00 |
| MCRetire | $29.00 | N/A |
One Copy
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One copy of the single-user license may be purchased online using our secure automated credit card system, or by mailing a check or money order in US currency. In the former case the password is normally emailed automatically.
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Rebates are available for purchasers of The Intelligent Asset Allocator and other books by William Bernstein.
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MCRetire is now free if you have previously purchased VisualMvo or MvoPlus. You may obtain an equivalent discount on VisualMvo or MvoPlus if you have already puchased MCRetire:
Combination Pricing Combination Price MCRetire after VisualMvo $0.00 MCRetire after MvoPlus $0.00 VisualMvo after MCRetire $60.00 MvoPlus after MCRetire $140.00 If you have not already purchased MCRetire, it is simpler to first purchase VisualMvo or MvoPlus, because then your second "purchase" will display a price of $0.00, and you will become an owner of MCRetire without having to make a second credit transaction.
Multi-Copy Discount
The multi-copy discount requires that each user:
These steps enable each user's personal information to be entered in our online database. There is a place on the order form to indicate that the order is part of a group purchase, and the individual user does not proceed to the payment page. Provided payment has been made, a separate password will be emailed to each individual.
Each individual in a multi-copy purchase is treated as a full owner of the software, and is entitled to product support.
The multi-copy discount is only available when all the purchases are made at one time. Rebates and combination pricing are not available for the multi-copy discount.
Please contact Efficient Solutions to arrange for a multiple copy discount.
Temporary class license
This license is available only for academic institutions, and is intended for class use. Each student may load the program on his/her own machine, using a common serial number and password. Alternatively, the application may be placed on a machine to which all the students have access, either with a common user profile or individual ones. This version may not be placed on a server and accessed remotely. The serial number and password may be distributed only to the members of a particular class.
Product support is not available to the individual students, but the teacher or professor may submit support requests if he/she is unable to resolve any questions.
| Product | 6 months | 1 year |
|---|---|---|
| VisualMvo | N/A | $200.00 |
| MvoPlus | $200.00 | $350.00 |
| MCRetire | N/A | N/A |
Please contact Efficient Solutions to arrange for a temporary class license.